Free money calculators and plain-English guides
Figure out a loan payment, plan your savings, or finally understand your credit score, with no jargon and no sign-up.
Browse calculatorsCalculators
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Loan Calculator
Estimate your monthly loan payment, total interest, and payoff date, and see how extra payments shorten your loan.
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Mortgage Calculator
Estimate your monthly mortgage payment with taxes, insurance, and HOA dues, plus a full year-by-year amortization schedule.
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Compound Interest Calculator
See how your savings or investments grow over time with compound interest and regular monthly contributions.
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Savings Goal Calculator
Find out how much you need to save each month to reach a savings goal by your target date, including interest earned.
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Credit Card Payoff Calculator
See how long it will take to pay off your credit card balance and how much interest you'll pay at your monthly payment.
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Budget Calculator (50/30/20)
Split your take-home pay into needs, wants, and savings with the 50/30/20 rule, or set custom percentages.
Latest guides
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15-Year vs. 30-Year Mortgage: Which Is Better?
Compare a 15-year and 30-year mortgage side by side, including monthly payments, total interest and a middle path, to decide which fits your budget.
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The 50/30/20 Budget Rule, Explained
The 50/30/20 rule splits take-home pay into needs, wants and savings. See how it works, what counts in each bucket, and when to adjust it.
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APR vs. Interest Rate: What's the Difference?
The interest rate is what you pay to borrow; APR adds most upfront fees. Learn how each works and how to use APR to compare loan offers fairly.
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Credit Utilization: What It Is and Why It Matters
Credit utilization is the share of your card limits you're using. Learn how it's calculated, what ratio to aim for, and how to lower it quickly.
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Debt Snowball vs. Debt Avalanche
Compare the debt snowball and debt avalanche payoff methods with a worked example, and learn how to choose the one you'll actually stick with.
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High-Yield Savings Accounts, Explained
What a high-yield savings account is, how its interest works, how it differs from a regular savings account, and what to check before you open one.