About Tech Scholar
Free calculators and plain-English guides to managing money.
Why we built this site
Money decisions are easier when you can see the numbers. Tech Scholar offers free calculators and plain-English guides that help everyday Americans understand loans, savings, credit, and budgeting, without sign-ups, sales pitches, or jargon.
How our calculators work
Every calculator runs entirely in your browser. Nothing you type is stored or sent to us. The formulas are standard financial math (for example, the amortization formula lenders use for fixed-rate loans), and we test each one against known reference values.
Our editorial standards
- We explain concepts in plain language and show worked examples.
- Figures that change over time, such as IRS contribution limits, are checked against official sources (IRS, CFPB, FDIC, Federal Reserve) and dated.
- We use AI tools to help research and draft content. Every article is reviewed and edited by a person before it's published.
- We update articles when the rules change and show the last-updated date on each guide.
- Ads help keep the site free. Advertisers never influence what we write.
What we are not
We're not financial advisors, and our content is educational, not personalized advice. See our disclaimer for details.
Get in touch
Spotted an error or have a suggestion? Contact us. We read every message.